You’re NOT too young to plan NOW for long-term care

November is Long-Term Care Awareness Month.  Even the U.S. Congress has urged "the people of the United States to recognize (this) as an opportunity to learn more about the potential risks and costs … and the options available."  Smart reasons to think about long-term care as part of your overall financial plan.  You protect against other risks like a car accident or house fire.  A need for long-term care is a risk to your savings and to your retirement.  It will impact your family and loved ones.   Just as it is smart to plan ahead for retirement, it's smart to plan now for long-term care.  Here are some things you should know: 

      - Buy before age 65; avoid the high cost of waiting.       - At younger ages you can lock in good health special savings.       - Discounts can help significantly reduce the cost.       The first step is in your hands.  Getting the information you need to make an informed decision is always a smart move.   Waiting is never advantageous.  I encourage you to take this first step.  Call me at 616-942-8600.  There's no obligation, of course.  Make Long-Term Care Awareness Month the time you start planning.